Funds to get your property ready for sale

Select your loan amount:


You repay $ in 4 months.*

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Try Renovation Funding​

A no fuss payment option for your property listing expenses

Access up to $20,000
Nothing to pay upfront
Pay for items such as marketing, advertising, furniture staging
Borrow what you need, a monthly fee of 2.4% applies
Quick sign up and funds paid to your Agent next business day
Repay when your property settles
Simple monthly fee, no hidden extras

Get Started with Your
Journey Today!

Sign Up Now

One of our customer service team will contact you to complete the application.

Things to know

ListReady customers need to:

  • Be 18 years or older
  • Australian resident and residing in Australia
  • Owner of the property the funds are being used for
  • Credit score of 500 or above
  • No bankruptcies, financial defaults, judgements, writs or summons
  • Have a signed Real Estate Agency agreement that includes an outline of the marketing spend required to list the property, which will be your loan amount

ListReady will pay your Agent directly for the items that will help your property sell! They can range from:

  • Marketing ( e.g. advertising on sites such as and, copywriting, signboards, flyers, banners or flags)
  • Small repairs (e.g. fixing wall cracks, broken plumbing)
  • Small improvements and renovations (e.g. painting, floor refinishing)
  • Landscaping and gardening
  • Styling and staging (cost of stylist, furniture and home decorations bought or rented)
  • Building inspection
  • Professional photography
  • Professional floorplan drawings
  • Auction fees (e.g. auctioneer and auction space)
  • Conveyancer and solicitor fees

  • A monthly fee of 2.4% applies to your loan amount. The fee is added to your account each month.
  • Repay your account balance at settlement, or within 4 months of the contract start date, whichever comes first.
  • Your contract start date is the date of your funds transfer to your real estate agent, not the date when your application is approved.

  • If within 4 months your property hasn’t sold and is unlikely to sell, you have several options.
  • Pay the balance owing to ListReady via one of payment.
  • Convert to a 12 month repayment plan with small fortnightly payments.
  • If at 4 months your property is under unconditional contract and settlement is scheduled within 2 months, we will simply extend your existing program and wait for payment from settlement - you need to inform us proactively if this is the case.